Gold Loan – skylender

Skylender Gold Loan

Overview

To meet unexpected financial exigencies or come out of high priced Credit Cards funds, you can avail IDBI Bank’s Personal Loan. These personal loans are quickly processed with hassle free procedure and are available at competive interest rate. Personal Loan comes in handy in a lot situations like

Why Choose Us

6 Reasons to choose our personal loan

Features & benefit of our personal loan

Part-release facility

With our part release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure.

Transparent evaluation

We use best-in-class karat meters across all our branches to make sure you get the most value for your gold.

Convenient tenures

Manage your loan easily with repayment options ranging from 6 months 84 months.

Approval in Just 5 Mintues

Complete your entire application online from the comfort of your home or wherever you are and get instant approval.

Money in your account in 24 Hours

Your bank account will be credited with your loan amount within 24 hours* or, in some cases, on the same day of approval

No part-prepayment charge on Flexi Term Loan

Repay a part of your loan in advance, at no extra cost. You can pasrt-pay as many times as you want.

Eligibility Criteria & Documents Required

Eligibility Criteria

Nationality : Indian
Age: 21 Years to 80 Years
Employed With: Public, private, or MNC
CIBIL Score : 685 or higher
Montly Salary: Starting Rs. 25,001, based on the city you live in

Documents Required

KYC documents: Aadhaar/ passport/ Voter’s ID/ Driving License/ Letter of National Population Register
PAN Card
Employee ID card
Salary slips of the last 3 months
Bank account statement of the previous 3 months

Our Testimonials

Our working process is designed to make your loan search and selection as seamless as possible.

I had a fantastic experience with Skylender when I applied for a home loan. The process was seamless, and their team guided me at every step. Thanks to Skylender, I am now a proud homeowner. I highly recommend their services to anyone in need of a hassle-free loan application process."

Skylender made my dream of starting my own business a reality. Their business loan application was straightforward, and the approval was quick. The interest rates were competitive, and their customer service was exceptional. I am grateful for their support in my entrepreneurial journey.

I cannot express my gratitude enough for Skylender. When my daughter got admission to her dream college, we were worried about financing her education. Skylender's education loan came to our rescue. The application was easy, and they offered us a repayment plan that suited our budget. Thank you, Skylender, for making my daughter's dreams come true.

I had an urgent financial need, and Skylender was there when I needed them the most. Their personal loan application process was quick and hassle-free. The interest rates were reasonable, and the funds were disbursed in no time. Skylender truly understands the needs of its customers and delivers with excellence.

I had a wonderful experience with Skylender when I applied for a car loan. From the beginning to the end, the Skylender team was supportive and professional. They offered me a loan with affordable EMIs, making it easy for me to purchase my dream car. Thank you, Skylender, for your exceptional service

Frequently Asked Questions

What is a Gold Loan?

A loan taken against your on gold or jewellery is known as a Gold Loan. When you hand over your gold to the bank in return of a specific amount is classified as a Gold Loan. It is a quick and straightforward process to obtain funds against your gold with minimal documentation at competitive Gold Loan interest rates with flexible tenures.

Who is eligible to get a Gold Loan?

An Indian Resident between the age of 18 and 75 years who is a businessman, trader, farmer, a salaried or self-employed individual is eligible to apply for a Gold Loan through Skylender.

What documents are required to apply for a Gold Loan?

The list of documents required if you wish to apply for a Loan against Gold with Skylender are:

One Passport Size Photograph
PAN (Permanent Account Number) Card (together with any of the below
mentioned documents) or Form 60
Passport (Not expired)
Driving license (Not expired)
Voters’ ID Card
Aadhaar Card issued by UIDAI
Agri Allied Occupation Documentation( in case of bullet repayment for agriculture customers)

When should you apply for a Gold Loan?

You can apply for a Loan against Gold when you require funds for a specific end-use purpose. As the turn around time to receive the funds over the counter at any Skylender branch nearest to you is 45 minutes, you can use this advantage to apply for a Gold Loan during an emergency as well.